Terms and Conditions

These Terms and Conditions ("Terms") govern access to and use of the website and services provided by Keen Thriftowment ("we," "us," or "our"). By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of the website.

This document is a general template and should be reviewed and adapted to reflect the specific operations, jurisdiction, and regulatory obligations applicable to Keen Thriftowment before being relied upon as a binding legal agreement.

Keen Thriftowment provides AI-driven decision-support tools and informational content intended to assist individuals and families in evaluating investment-related decisions. Our services are designed to support research and analysis and do not constitute personalized financial, legal, tax, or investment advice. Any output generated through our platform should be considered informational in nature and evaluated independently before acting upon it.

By using this website, you represent that you are at least the age of legal majority in your jurisdiction and that you have the legal capacity to enter into these Terms. You are responsible for ensuring that any information you provide to us is accurate, current, and complete.

If any part of our services requires the creation of an account or submission of contact details, you agree to maintain the confidentiality of any credentials associated with that account and to notify us promptly of any unauthorized use.

Nothing on this website constitutes an offer, solicitation, or recommendation to buy or sell any financial instrument. Investment decisions involve risk, including the potential loss of principal, and past performance or analytical output is not indicative of future results.

Keen Thriftowment makes no representation or warranty regarding the accuracy, completeness, or reliability of any analysis, projection, or output generated by our tools. You are solely responsible for any decisions made based on information obtained through our website, and we encourage you to consult a qualified independent professional before making financial commitments.

All content on this website, including but not limited to text, graphics, logos, design elements, and underlying software, is the property of Keen Thriftowment or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted, no part of this website may be reproduced, distributed, or transmitted in any form without prior written permission.

To the fullest extent permitted by applicable law, Keen Thriftowment and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, this website or any content provided through it.

Our services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

This website may contain links to third-party websites or resources that are not owned or controlled by Keen Thriftowment. We are not responsible for the content, accuracy, or practices of any third-party sites, and inclusion of any such link does not imply endorsement.

We may revise these Terms from time to time to reflect changes in our services, legal requirements, or operational practices. Any updates will be posted on this page with a revised effective date where applicable. Continued use of the website following any changes constitutes acceptance of the revised Terms.

We reserve the right to suspend or terminate access to this website, in whole or in part, at our discretion, without prior notice, in the event of a suspected violation of these Terms or for any other reason we deem necessary to protect the integrity of our services.